SR-22 in Dallas, TX
An SR-22 is not an insurance policy but a certificate of financial responsibility. The state of Texas requires it for drivers who have been deemed high-risk due to various reasons, such as the following: 
- Driving under the influence (DUI) or driving while intoxicated (DWI)
- Multiple traffic offenses within a short period
- Driving without insurance
- Being involved in an accident without insurance
Your insurance company files this certificate with the Texas Department of Public Safety (DPS) to prove you carry the minimum required liability insurance. Even if you don’t own a car, you must file SR-22 when you receive notice from a judge or Texas DPS.
If you finance or lease your vehicle, you are also subject to the lienholders’ insurance requirements, which typically include comprehensive and collision coverage.
How to Obtain an SR-22 in Dallas
Not all Texas insurers will provide coverage for drivers who must file SR-22. Start by letting your agent know that you need an SR-22 filing. They can help you shop for the best coverage and price combination from reputable Texas insurers. A small fee is usually associated with filing an SR-22, which can vary by insurer.
You must keep your SR-22-compliant insurance policy active for the duration required by the state, typically three years. If your policy lapses, your insurer must notify the DPS, which can result in suspending your driving privileges.
Duration of SR-22 Requirement
In Texas, the SR-22 requirement usually lasts for three years. During this period, you must maintain continuous insurance coverage. Any lapse in coverage can reset the clock on your SR-22 requirement, prolonging the time you need to carry it.
Contact Us
Contact T1 Insurance LLP, in Dallas, Texas, for SR-22-compliant auto insurance.